| |
KERALA
FINANCIAL CORPORATION PUBLISHES THE FOLLOWING INFORMATION UNDER THE ABOVE
ACT.
Organisation
1. Kerala Financial
Corporation (KFC) incorporated under the State Financial Corporations
Act 1951, is a trend setter and path breaker in the field of industrial
finance to service sector projects. It plays a major role in the development
and industrialisation of Kerala by extending financial assistance to
suit the requirements of the entrepreneurs by providing long term and
medium term loans to small scale and medium scale industries in the state.
2. The Corporation
achieved the status of Category A State Financial Corporation (SFC) as
a result of its excellent performance during the financial year 1995-1996,
thus joining the elite list of the top Six State Financial Corporations
in the country.
3. The range of financial assistance available for KFC was widened by
the inclusion of various new schemes such as the ISO 9000 scheme and
the Technology Development and Modernisation (TDM) scheme. Introduced
with refinance support from SIDBI, these schemes are for existing, well
performing units aimed at improving the quality of products and for making
Kerala based units more competitive in the highly demanding overseas
markets. The ultimate objective is to enthuse firms to aim at the high
quality, high value addition product segment.
4. KFC
now means more than term loans. It also covers schemes like Working Capital
finance and Short Term loans (apart from schemes focused at the weaker
sections of the society extending equity type assistance (National Equity
fund)). Modified revolving fund, modernisation schemes for SSIs, Tourist
Homes and Hospitals, Cinema production are innovate schemes introduced
to suit changing customer requirements.
5. Also, the Corporation is engaged in developmental activities. Client
meets are being organised regularly in the major towns and cities of
the state. A series of sector specific seminars are being held in the
State and these are organised by KFC. The aim throughout is to bring
together academic entrepreneurs and various Government agencies so that
sectors with the potential in the State are established with state of
the art technology.
6. Our head office
is at Thiruvananthapuram, the picturesque capital city of Kerala.
7. We have sixteen Branch Offices in the State with delegation of powers
to ensure adequate support to each and every client.
1. Board The Board is the supreme authority and exercises all the powers.
2. Executive Committee
The Board has delegated certain powers to a
Sub Committee which is called the Executive
Committee and it consists of Chairman,
Managing Director and two Directors.
3. Settlement
Committee Consists of Chairman, Managing Director
and two Directors.
CM/BM
with Recommendation of Branch Level Screening Committee→
Upto Rs.100 Lakhs
Zonal
Manager with the Recommendation of the Zonal Level Screening
Committeee → Above Rs.100 Lakhs to Rs.200 Lakhs
General
Manager(Operations) with Recommendation of H O.Screening Committee
→ Above Rs.200 Lakhs to Rs.300 Lakhs
Managing
Director(Operations) with Recommendation of H O.Screening Committee
→ Above Rs.300 Lakhs to Rs.500 Lakhs
Executive Committee → Above Rs.500 Lakhs
Power
of the Managing Director |
- |
The
decision taken by the Board and Executive Committee are implemented
by the MD and looks after day to day functions of the Corporation. |
BOARD OF DIRECTORS
l
MANAGING
DIRECTOR
l
| |
l |
l |
l |
l |
l |
l |
l |
l |
| GM(F) |
GM(ISO) |
DGM(R) |
DGM(BD) |
DGM(A&M) |
AGM(P&A) |
AGM(IA&IW) |
AGM(T) |
AGM(R) |
| |
|
l |
l |
l |
l |
| M(T) |
M(L) |
M |
DY.M |
A.M |
J.E |
Powers
and duties of its officers and employees
The
duties of officers are conducting technical feasibility/appraisal of
projects seeking financial assistance from the Corporation and to recommend
to the appropriate committee for sanction of financial assistance, and
also carry out promotional activities for bringing new investments to
the State.
The
Corporation receives enquiries over phone as well as in person and also
the development officer carries out promotional activities for bringing
new clients. The Corporation tries to convert these enquiries into loans.
When an application for the financial assistance is received, the application
is scrutinised to see whether the unit is eligible for financial assistance.
Once the application is found eligible to get a loan from Corporation,
the development officer will scrutinise the application and check whether
all the documents are there as per check list. Then the application will
be placed before the Branch Level Committee and the applicant will be
called for a personal interview. The BLC committee consists of BM, an
officer from Finance, Technical and Legal will interview the promoter.
After the interview, if the application and applicant are found fit,
the application will be registered. It is followed by land valuation
and a detailed technical, financial feasibility of the project and appraisal
note is prepared. According to the quantum of the loan amount the appraisal
note is placed before the BLC/EC/Board. Once the financial assistance
is sanctioned, necessary legal documentation is done by the Legal Officer
and the sanctioned loan will be released in instalments according to
the progress of the implementation of the project.
The
details of the loan accounts of all the units assisted by the Corporation
are maintained in a computerised manner. Repayment notices for principal
and interests are sent monthly/quarterly/half yearly etc. as per the
sanction conditions.
The
employees of the corporation is governed by the Kerala Financial Corporation
staff regulation ,kerala service rule 1966 as amenment from time to time
will be applicable only in such matters where there is no provisions
in the staff regulations.
There
is a procedure for appraisal, disbursement and recovery of financial
assistance for the projects supported by the Corporation which gives
detailed guidelines and the procedures to be adopted for processing of
loan applications, procedure for conducting techno economic feasibility
studies, documents to be collected from the loanee companies, procedures
to be followed for disbursement of loans, procedure for monitoring, implementation
and operation of units etc. This is the guideline adopted for discharge
of their duties. Coercive actions are initiated against the defaulting
units as per the rules contained in the provisions of law.
The
names, designations and other particulars of the Public Information Officers
| Shri.
M.S. Mukundan Nair
Financial
Controller
(
Public Information Officer)
Kerala
Financial Corporation,
Vellayambalam,
Thiruvananthapuram
Ph:
0471- 2318241
Fax:
0471- 2313813
Web:
www.kfc.org |
Shri.
V.S Vijayan,
Asst.
General Manager (A&M)
(Asst.
Public Information Officer),
Kerala
Financial Corporation,
Vellayambalam,
Thiruvananthapuram.
Ph:
0471-2318319
Fax:
0471-2311750
Web:
www.kfc.org |
HEAD
OFFICE, THIRUVANANTHAPURAM.
| Sl.No. |
Name
& Designation of Officer(s) |
Designated
post (SAPIO / SPIO / AO)* |
Phone
No. with STD Code |
Fax |
E-Mail |
| Office |
Residence |
| 1. |
Dr.P.T.NANDAKUMAR. IPS |
AO |
0471
2315891 |
0471
2433399 |
0471
2311750 |
kerfincorp@
sancharnet.in |
| 2. |
SRI.
M.S. MUKUNDAN NAIR |
PIO |
0471
2318241 |
0471
2361075 |
0471
2313813 |
kerfincorp
@ sancharnet.in |
| 3. |
SRI.
V.S.VIJAYAN, Asst. General Manager (BD) |
APIO |
0471
2318319 Ext: 341
|
0471
2352986 |
0471
2311750 |
kerfincorp
@ sancharnet.in |
THIRUVANANTHAPURAM
DISTRICT.
| 1. |
FRANCIS
GOMEZ, Chief Manager. |
AO |
0471
2313143 |
0471
2363316 |
0471
2313143 |
kerfinco@
sancharnet.in |
| 2. |
S.RAJAGOPAL,Dy.Manager
(R&R) |
PIO |
0471
2318441 |
0471
2731255 |
0471
2313143 |
,, |
| 3. |
H.JYOTHI
BASU ,Dy.Manager (R&R) |
APIO |
0471
2318441 |
0471
2363942 |
0471
2313143 |
,, |
KOLLAM.DISTRICT.
| 1. |
JANARDHANAN.C,
Chief Manager. |
AO |
0474
2743769 |
04712531408 |
0474
2743604 |
kfcklm@
sanchar net.in |
| 2. |
M.KATHIRKUNJU,Manager. |
PIO |
04742743769 |
04762872788 |
-- |
-- |
| 3. |
K.RAMACHANDRAN,Dy.Manager. |
APIO |
04742743769 |
04762832789 |
-- |
-- |
KOTTAYAM.DISTRICT.
| 1. |
M.V.ANTONY,
Chief Manager. |
AO |
0481
2302760 |
0484
2423502 |
0481
2569649 |
ktm-kfcktm@Sanchar
net.in |
| 2. |
K.AJITHKUMAR,Manager. |
PIO |
0481
2563681 |
0482
2255025 |
0481
2569649 |
-- |
| 3. |
T.G.GEORGEKUTTY,Dy..Manager. |
APIO |
0481
2563681 |
9447140152 |
0481
2569649 |
-- |
ERNAKULAM.DISTRICT.
| 1. |
T.P
NARAYANAN, Chief Manager. |
AO |
0484-2401645
0484-2401884 |
0487-2421912 |
0484-2401982 |
kfcekm@vsnl.net |
| 2. |
P.K.JOSEPH,
Manager(Legal) |
PIO |
0484-2401645 |
0484-2536102 |
0484-2401982 |
-- |
| 3. |
A.SHAHIDA,
Manager (Admn) |
APIO |
0484-2401645 |
0484-2605123 |
0484-2401982 |
-- |
PALAKKAD
DISTRICT.
| 1. |
M.JAYARAJAN,
Chief Manager. |
AO |
0491
- 25446412544638 |
0495-2743832 |
0491
2544638 |
pkd-kfc
pkd@sancharnet in |
| 2. |
MENON
BALASUBRAMANIAN, Manager. |
PIO |
,, |
0491
– 2522251 |
,, |
-- |
| 3. |
C.A.VENUGOPALAN,
Dy.Manager. |
APIO |
,, |
04923
–223708 |
,, |
-- |
THRISSUR
DISTRICT.
| 1. |
C.JAYARAGHAVAN,
Chief Manager. |
AO |
(0487)-2421912
2441176 |
(0487)
2382016 |
0487-2421912 |
trc_kfctcr@sancharnet.in |
| 2. |
P.RAMAN,
Manager |
PIO |
,, |
(0487)2310265 |
,, |
-- |
| 3. |
B.T.V.NARAYANAN,
Asst.Manager. |
APIO |
,, |
(0480)2307124 |
,, |
-- |
KOZHIKODE.
| 1. |
C.SASIDHARAN,
Chief Manager. |
AO |
0495-2721940
2723432 2725154 |
0495
2300624 |
04952721940 |
padikkal-padikkal@yahoo.co.in |
| 2. |
P.MUHAMMED,Dy.Manager. |
PIO |
,, |
04952200007 |
,, |
-- |
| 3. |
M.A.PREMARAJ,Dy.Manager. |
APIO |
,, |
04952372655 |
,, |
Prjkbnss@yahoo.co.in |
ALAPPUZHA.
| 1. |
ANILKUMAR
P J, Branch Manager. |
AO |
0477
2243207 2244594 |
04742743021 |
0477
2243207 |
kfcalp@satyam.net.in |
| 2. |
K.X.YESUDASAN,
Dy.Manager. |
PIO |
04772244594 |
04842431690 |
0477
2243207 |
-- |
| 3. |
RAJAN
POTTAYIL , Dy.Manager(Legal) |
APIO |
0477
2243207 2244594 |
04712477610 |
0477
2243207 |
,, |
PATHANAMTHITTA.
| 1. |
S.RADHAKRISHNAN,
Branch Manager. |
AO |
0468
2222718 |
04792301880 |
0468
2221973 |
-- |
| 2. |
P.M.PONNAMMA,
Dy.Manager(T). |
PIO |
0468
2222718 |
04812434342 |
0468
2221973 |
-- |
| 3. |
V.K.GOPALAKRISHNAN,
Dy.Manager. |
APIO |
0468
2222718 |
04792366176 |
0468
2221973 |
,, |
THODUPUZHA.
| 1. |
THOMAS
JOHN, Branch Manager. |
AO |
04862223170 |
04852261162 |
04862226070 |
-- |
| 2. |
ANIL
JOHN ABRAHAM |
PIO |
,, |
04862255835 |
,, |
,, |
PERUMBAVOOR.
| 1. |
K.
M. HIRANDAS, Branch Manager. |
AO |
0485-2521969
2592663 |
9447213935 |
954852591663 |
Kfcpbvr@sify.com |
| 2. |
P.K.PREMALATHA,
Dy.Manager. |
PIO |
,, |
9895509763 |
,, |
-- |
| 3. |
M.C.SEETHA,
Legal Assistant. |
APIO |
,, |
0480-2705707 |
,, |
,, |
MALAPPURAM.
| 1. |
E.RAVINDRAN,
Branch Manager. |
AO |
0483
2734957, 2779440. |
0495
2747698 |
0483
2734957 |
Koz_kfcmlp@Sancharnet.in |
| 2. |
C.P.RAVIKUMAR,
Dy.Manager. |
PIO |
0483
2734957, 2779440 |
04942404112 |
0483
2734957 |
Koz_kfcmlp@Sancharnet.in |
| 3. |
G.RAJENDRAN
PILLAI , Asst.Manager. |
APIO |
0483
2734957, 2779440 |
04942404900 |
0483
2734957 |
Koz_kfcmlp@Sancharnet.in |
WAYANAD.
| 1. |
C.P.JAYAKUMAR,
Branch Manager. |
AO |
04936
202059 |
0495
2357126 |
04936
202059 |
koz-kfcwnd@sancharnet.in |
| 2. |
M.T.KRISHNANKUTTY
Dy.Manager. |
PIO |
,, |
0495
2210380 |
,, |
,, |
| 3. |
P.K.ASOKAN,
Asst.Manager |
APIO |
,, |
'' |
,, |
,, |
KANNUR.
| 1. |
V.RAJAN,
Branch Manager. |
AO |
0497
2704734 |
0497
2774522 |
2704734 |
-- |
| 2. |
V.M.THOMAS,
Dy.Manager(A&D). |
PIO |
0497
2702194 |
0497
2746879 |
,, |
,, |
| 3. |
M.UMESHBABU,
Dy.Manager(Legal) |
APIO |
0497
2702194 |
9995024954 |
,, |
,, |
KASARAGOD.
| 1. |
P.RAGHUNATHAN,
Branch Manager. |
AO |
04994
230156 |
0499
4236156 |
04994236156 |
cnn.kfc
kgd@ sancharnet. In |
| 2. |
B.PARASURAMA,
|
PIO |
,, |
9446738226 |
,, |
,, |
| 3. |
A.UNNIKRISHNAN
(Legal Officer) |
APIO |
,, |
9249389340 |
,, |
,, |
| AO |
:
Appellate Officer. |
| PIO |
:
Public Information Officer. |
| APIO |
:
Assistant Public Information Officer. |
EMPLOYEES
REMUNERATION
The monthly remuneration received by its officers/employees
Note:
In addition to basic pay Dearness Allowance, House Rent Allowance, City
Compensatory Allowance, Medical Reimbursement, Provident Fund, Gratuity,
Superannuation Benefits etc. are provided as per the K.S.R.
| Designation
|
Pay
Scales in force |
| MANAGING
DIRECTOR |
Nominated
by the Government |
| GM |
14000-500-19500-500 |
| DGM |
13000-425-18525-425 |
| AGM |
11750-375-15875-400-17875-400 |
| MANAGER
|
10500-350-14000-375-16625-375 |
| D.M/SYSTEMS
ANALYST |
9250-325-12825-350-14575-350 |
| A.M/SR.
PROGRAMMER |
8000-275-11025-300-13725-300 |
| JE/JTO/LO/CO-DEO |
6000-200-8000-210-9890-220-11430-220 |
| LEGAL
ASSISTANT |
5000-150-5300-160-6900-170-8600-170 |
| ASSISTANT
|
4400-140-4680-150-6180-160-7780-160 |
| P.S |
7000-240-9400-250-11900-260-13460-260 |
| P.A |
6000-200-8000-210-9890-220-11430-220 |
| SR.
GRADE STENO |
5100-180-6900-190-8800-200-10400-200 |
| STENOGRAPHER
|
3600-130-3860-140-5260-150-6610-150 |
| SR.
FAIR COPY SUPDT. |
6000-200-8000-210-9890-220-11430-220 |
| FAIR
COPY SUPDT. |
5100-180-6900-190-8800-200-10400-200 |
| SR.
GRADE TYPIST |
4500-150-6000-160-7600-170-8110-170 |
| TYPIST
|
3300-120-3540-1304840-140-6380-140 |
| VEHICLE
SUPERVISOR (HR. GRADE) |
4500-150-6000-160-7600-170-8110-170 |
| VEHICLE
SUPERVISOR |
4000-140-5400-150-6900-160-7700-160 |
| SR.
GRADE DRIVER |
3300-120-4500-130-5800-140-6500-140 |
| DRIVER
|
3000-100-3500-110-4720-120-5950-120 |
| SECURITY
GUARD – I |
3300-120-4500-130-5800-130 |
| SECURITY
GUARD – II |
2800-90-3700-100-4600-100 |
| CLERICAL
ASSISTANT |
3550-130-4850-140-6250-150-7000-150 |
| CLERICAL
ATTENDER |
3300-100-3500-110-4270-120-5950-120 |
| PEON |
2700-80-2860-90-3670-100-4570-100 |
| SWEEPER
|
2300-50-2500-60-3100-60 |
LIST
OF OFFICERS AND STAFF OF THE KERALA FINANCIAL CORPORATION AS ON
31/03/2008
|
