Principal objective of the Kerala Financial Corporation is to extend Term Loan assistance for establishing new industrial units or to extend credit assistance for meeting part of the cost of expansion / diversification / modernisation of existing units, in small scale or Medium Sectors.

Initially, the corporation had only a single scheme for extending term loan assistance to the segments in SSI or Medium Scale Sectors. Over the years it has introduced various loan schemes to suit various requirements of promoters. Scheme have been introduced for application ranging from short Term to Long Term and Equity type assistance. The repayment span varies from 2 years to 10 years. Service sectors like Tourism,Transport, Hospital etc. and Industrial sectors are also eligible for assistance.

For meeting the requirements of the existing well managed , profit making units, scheme such as Working Capital Term Loan ,Short Term Funds ,Revolving fund & Modernisation funds are available. For more information, please browse through the various schemes in this site.