Single Window Scheme 
 

The upper limit of normal term loan will be 85% of Land, Building, Machinery and Preoperative expenses. Working Capital assistance to meet cost of required stock of raw materials, goods in process and finished goods, to the extend of 75% and 25% of book debts and working expenses

The parameters are

a. Minimum Promoter's Contribution             
 		sNormal project cost - minimum of  25% or 33.33% as the case may be
b. DER :3:1 or 2:1
c. Repayment Period in Years :8.5 or 10
d. Moratorium in years (maximum) 
    1. Term Loan
:1.5
    2. Working Capital
: 3
e. Maximum Working Capital Limit
: Rs 25lacs

Other Conditions & Remarks

. New tiny and small scale units can be financed. 
 
. Total Working Capital means normal Bank Finance portion of  Working Capital + Margin Money for Working Capital. 
 
. 100% collateral security to cover Working Capital portion of the loan should be furnished apart from the collateral cover to support the normal term loan. 
 
. Working capital portion will be disbursed only after creation of fixed assets 
 
. Monthly Stock Statement and statement of transaction in the bank duly certified by the bank to be submitted every month. 
 
. An agreement with the bank to be entered into for monitoring the use of Working Capital.  All payments for Working Capital will be routed through the Bank. 
 
. If the unit avails of facility from Bank for meeting book debts (bill discounting facility)  it may be shown in financing pattern.
. Normal project cost should be worked out by taking 25% of the total working capital as Margin Money and promoters own contribution should be worked out accordingly. 
 
 
 

   Profile
.Special Schemes
.Scheme For Existing Well Run Profit Making Enterprises
.Normal Term Loan Scheme