Sl.
No. |
Scheme Code |
Name of Scheme |
Interest rate (Gross) linked to PLR |
Rebate
For prompt repayment |
Interest rate reduction based on credit rating |
Effective Rate
after Rebate and reduction |
1 |
TL |
TL assistance to indl. units coming under Micro Enterprises |
13.00%** |
2.00% |
1.00% |
10.00% |
2 |
TL |
TL assistance to Small and Medium Enterprises in indl. sector |
13.00% |
2.00% |
1.00% |
10.00% |
3 |
TL |
Single Window Scheme (Term Loan + Working Capital Loan) |
13.00% |
2.00% |
1.00% |
10.00% |
4 |
TL |
Information Technology and Software Development |
13.00% |
2.00% |
1.00% |
10.00% |
5 |
TL |
Qualified Professionals Scheme |
13.00% |
2.00% |
1.00% |
10.00% |
6 |
TL |
Acquisition of Industrial units |
13.00% |
2.00% |
1.00% |
10.00% |
7 |
TL |
Acquisition of Hotels & Resorts |
13.00% |
2.00% |
1.00% |
10.00% |
8 |
TL |
Acquisition of takenover units of KFC |
13.00% |
2.00% |
1.00% |
10.00% |
9 |
SPL |
Working Capital Term Loan (WCTL) |
13.00% |
2.00% |
0.00% |
11.00% |
10 |
SPL |
Market Research, Advt. Etc |
13.00% |
1.00% |
0.00% |
12.00% |
11 |
SPL |
ISO Series/NABH/GMP Certification |
13.00% |
1.00% |
0.00% |
12.00% |
12 |
SPL |
Working Capital Revolving Fund Scheme(WC RFL) |
13.00% |
1.00% |
0.00% |
12.00% |
13 |
SPL |
Modified Scheme for Financial assistance for Marketing of SME products and services (Marketing loan) |
13.00% |
1.00% |
1.00% |
11.00% |
14 |
TL |
Vehicle Loans |
13.00% |
2.00% |
1.00% |
10.00% |
15 |
TL |
Catering Services |
13.00% |
2.00% |
1.00% |
10.00% |
16 |
TL |
Shopping / Commercial Complexes |
14.00% |
2.00% |
1.00% |
11.00% |
17 |
SPL |
Diesel Generator Sets |
13.00% |
2.00% |
0.00% |
11.00% |
18 |
TL |
Warehouse / Godown / Convention Centre/Kalyanamandapam /Auditorium etc. |
13.00% |
2.00% |
1.00% |
10.00% |
19 |
TL |
Infrastructural Products |
13.00% |
2.00% |
1.00% |
10.00% |
20 |
TL |
Furnishing Modernisation and Marketing of SME Products |
13.00% |
2.00% |
1.00% |
10.00% |
21 |
SPL |
Flats, Apartment, Villas |
14.00% |
2.00% |
1.00% |
11.00% |
22 |
TL |
Cinema Theatres / Multiplexes |
13.00% |
2.00% |
1.00% |
10.00% |
23 |
TL |
Takeover of Bank Loans |
13.00% |
2.00% |
1.00% |
10.00% |
24 |
TL |
Loans to Tourism Sector (Hotel, Resorts, Lodges / Heritages etc.) |
13.00% |
2.00% |
1.00% |
10.00% |
25 |
TL |
Modernization, up-gradation, expansion,Diversification of existing Hotels / Resorts |
13.00% |
2.00% |
1.00% |
10.00% |
26 |
TL |
Hospital / Nursing Homes / Veterinary clinics / diagnostic centre |
13.00% |
2.00% |
1.00% |
10.00% |
27 |
TL |
Modernization of Hospitals / Nursing Homes |
13.00% |
2.00% |
1.00% |
10.00% |
28 |
SPL |
Short Term Loan(STL) |
13.00% |
1.00% |
0.00% |
12.00% |
29 |
SPL |
Renewal of /obtaining Bar License |
14.00% |
2.00% |
0.00% |
12.00% |
30 |
SPL |
Contractor Loan |
14.00% |
1.00% |
0.00% |
13.00% |
31 |
SPL |
Television Serial / Films production |
13.00% |
0.00% |
0.00% |
13.00% |
32 |
TL |
Educational Institutions |
13.00% |
2.00% |
1.00% |
10.00% |
33 |
TL |
Energy saving projects |
12.00% |
2.00% |
1.00% |
9.00% |
** a) Loans up to Rs. Rs. 2.00 lakhs - 11 % (Gross)
b) Loans above Rs. 2.00 lakhs - 13 % (Gross)
