(with effect from 01.04.2011)


Sl.
No.
Scheme Code
Name of Scheme
Interest rate(Gross) (linked to PLR)
(%)
Rebate for prompt repayment
(%)
Interest rate reduction based on credit rating
(%)
Effective rate
after rebate & reduction
(%)
1
TL
TL assistance to indl. units coming under Micro Enterprises
       
    a) Manufacturing Sector
12.50%
4.50%
1.00%
7.00%
b) Service Sector
14.50%
2.00%
1.00%
11.50%
2
TL
TL assistance to Small and Medium Enterprises in indl. sector
       
a) Manufacturing Sector
14.50%
3.50%
1.00%
10.00%
b) Service Sector
14.50%
2.00%
1.00%
11.50%
3
TL
Single Window Scheme (Term Loan* + Working Capital Loan)
14.50%
2.00%
1.00%
11.50%
4
TL
Information Technology and Software Development
14.50%
2.00%
1.00%
11.50%
5
TL
Qualified Professionals Scheme
14.50%
2.00%
1.00%
11.50%
6
TL
Acquisition of Industrial units
14.50%
2.00%
1.00%
11.50%
7
TL
Acquisition of Hotels & Resorts
14.50%
2.00%
1.00%
11.50%
8
TL
Acquisition of taken over units of KFC
14.50%
2.00%
1.00%
11.50%
9
SPL
Working Capital Term Loan (WCTL)
14.50%
2.00%
0.00%
12.50%
10
SPL
Market Research, Advt. Etc.
14.50%
1.00%
0.00%
13.50%
11
SPL
ISO Series/NABH/GMP Certification
14.50%
1.00%
0.00%
13.50%
12
SPL
Working Capital Revolving Fund (WCRFL) Scheme
14.50%
1.00%
0.00%
13.50%
13
SPL
Modified Scheme for Financial assistance for Marketing of SME products and services (Marketing loan)
14.50%
1.00%
1.00%
12.50%
14
TL
Vehicle Loans
14.50%
2.00%
1.00%
11.50%
15
TL
Catering Services
14.50%
2.00%
1.00%
11.50%
16
TL
Shopping/Commercial Complexes
15.50%
2.00%
1.00%
12.50%
17
SPL
Diesel Generator Sets
14.50%
2.00%
0.00%
12.50%
18
TL
Warehouse/Godown/Convention Centre/Kalyanamandapam/ Auditorium etc.
14.50%
*2.00%
1.00%
11.50%
19
TL
Infrasctructural products
14.50%
2.00%
1.00%
11.50%
20
TL
Furnishing, modernization & Marketing of Products of units under SME sector
14.50%
2.00%
1.00%
11.50%
21
SPL
Flats, Apartment, Villas
15.50%
2.00%
1.00%
12.50%
22
TL
Cinema Theatres/Multiplexes
14.50%
2.00%
1.00%
11.50%
23
TL
Takeover of Bank Loans
14.50%
2.00%
1.00%
11.50%
24
TL
Loans to Tourism Sector (Hotel, Resorts, Lodges/Heritages etc.)
14.50%
2.00%
1.00%
11.50%
25
TL
Hotels/Resorts
14.50%
2.00%
1.00%
11.50%
26
TL
Hospital/Nursing Homes/Veterinary clinics/diagnostic centre
14.50%
2.00%
1.00%
11.50%
27
TL
Modernization of Hospitals/Nursing Homes
14.50%
2.00%
1.00%
11.50%
28
SPL
Short Term Loan (STL)
14.50%
1.00%
0.00%
13.50%
29
SPL
Special Working Capital Assistance to Hotels
15.50%
1.00%
0.00%
14.50%
30
SPL
Contractor Loan
15.50%
1.00%
0.00%
14.50%
31
SPL
Television Serial/Films production
14.50%
0.00%
0.00%
14.50%
32
TL
Educational Institutions
14.50%
2.00%
1.00%
15.50%
33
TL
Energy saving projects
13.50%
7.50%
1.00%
5.00%
34
TL
Micro Finance Scheme
12.50%
-
-
12.50%

PLR - 14%
The rate of interest under special package to NRKs will be 9%.
Women entrepreneurs will be eligible for an interest reduction of 1% for all schemes upto Rs. 50 lakhs.
* For term loan component of SWS interest rates applicable for Scheme No. 2 will be followed.

 
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