Sl.
No. |
Scheme Code |
Name of Scheme |
Interest rate(Gross) (linked to PLR)
(%) |
Rebate for prompt repayment
(%) |
Interest rate reduction based on credit rating
(%) |
Effective rate
after rebate & reduction
(%) |
1 |
TL |
TL assistance to indl. units coming under Micro Enterprises |
|
|
|
|
| |
|
a) Manufacturing Sector |
12.50% |
4.50% |
1.00% |
7.00% |
| b) Service Sector |
14.50% |
2.00% |
1.00% |
11.50% |
2 |
TL |
TL assistance to Small and Medium Enterprises in indl. sector |
|
|
|
|
| a) Manufacturing Sector |
14.50% |
3.50% |
1.00% |
10.00% |
| b) Service Sector |
14.50% |
2.00% |
1.00% |
11.50% |
3 |
TL |
Single Window Scheme (Term Loan* + Working Capital Loan) |
14.50% |
2.00% |
1.00% |
11.50% |
4 |
TL |
Information Technology and Software Development |
14.50% |
2.00% |
1.00% |
11.50% |
5 |
TL |
Qualified Professionals Scheme |
14.50% |
2.00% |
1.00% |
11.50% |
6 |
TL |
Acquisition of Industrial units |
14.50% |
2.00% |
1.00% |
11.50% |
7 |
TL |
Acquisition of Hotels & Resorts |
14.50% |
2.00% |
1.00% |
11.50% |
8 |
TL |
Acquisition of taken over units of KFC |
14.50% |
2.00% |
1.00% |
11.50% |
9 |
SPL |
Working Capital Term Loan (WCTL) |
14.50% |
2.00% |
0.00% |
12.50% |
10 |
SPL |
Market Research, Advt. Etc. |
14.50% |
1.00% |
0.00% |
13.50% |
11 |
SPL |
ISO Series/NABH/GMP Certification |
14.50% |
1.00% |
0.00% |
13.50% |
12 |
SPL |
Working Capital Revolving Fund (WCRFL) Scheme |
14.50% |
1.00% |
0.00% |
13.50% |
13 |
SPL |
Modified Scheme for Financial assistance for Marketing of SME products and services (Marketing loan) |
14.50% |
1.00% |
1.00% |
12.50% |
14 |
TL |
Vehicle Loans |
14.50% |
2.00% |
1.00% |
11.50% |
15 |
TL |
Catering Services |
14.50% |
2.00% |
1.00% |
11.50% |
16 |
TL |
Shopping/Commercial Complexes |
15.50% |
2.00% |
1.00% |
12.50% |
17 |
SPL |
Diesel Generator Sets |
14.50% |
2.00% |
0.00% |
12.50% |
18 |
TL |
Warehouse/Godown/Convention Centre/Kalyanamandapam/ Auditorium etc. |
14.50% |
*2.00% |
1.00% |
11.50% |
19 |
TL |
Infrasctructural products |
14.50% |
2.00% |
1.00% |
11.50% |
20 |
TL |
Furnishing, modernization & Marketing of Products of units under SME sector |
14.50% |
2.00% |
1.00% |
11.50% |
21 |
SPL |
Flats, Apartment, Villas |
15.50% |
2.00% |
1.00% |
12.50% |
22 |
TL |
Cinema Theatres/Multiplexes |
14.50% |
2.00% |
1.00% |
11.50% |
23 |
TL |
Takeover of Bank Loans |
14.50% |
2.00% |
1.00% |
11.50% |
24 |
TL |
Loans to Tourism Sector (Hotel, Resorts, Lodges/Heritages etc.) |
14.50% |
2.00% |
1.00% |
11.50% |
25 |
TL |
Hotels/Resorts |
14.50% |
2.00% |
1.00% |
11.50% |
26 |
TL |
Hospital/Nursing Homes/Veterinary clinics/diagnostic centre |
14.50% |
2.00% |
1.00% |
11.50% |
27 |
TL |
Modernization of Hospitals/Nursing Homes |
14.50% |
2.00% |
1.00% |
11.50% |
28 |
SPL |
Short Term Loan (STL) |
14.50% |
1.00% |
0.00% |
13.50% |
29 |
SPL |
Special Working Capital Assistance to Hotels |
15.50% |
1.00% |
0.00% |
14.50% |
30 |
SPL |
Contractor Loan |
15.50% |
1.00% |
0.00% |
14.50% |
31 |
SPL |
Television Serial/Films production |
14.50% |
0.00% |
0.00% |
14.50% |
32 |
TL |
Educational Institutions |
14.50% |
2.00% |
1.00% |
15.50% |
33 |
TL |
Energy saving projects |
13.50% |
7.50% |
1.00% |
5.00% |
34 |
TL |
Micro Finance Scheme |
12.50% |
- |
- |
12.50% |
