Strong Institutional Ownership

Kerala Financial Corporation (KFC) is a robust public sector enterprise, with the Government of Kerala serving as the principal promoter and majority shareholder, holding 99.37% of the corporation’s equity. This steadfast government backing underpins our financial stability, strong ‘AA’ credit rating, and strategic mandate to drive industrial and economic growth across the state.

Our shareholding structure is further reinforced by the participation of premier national financial institutions. Our minority stakeholders include the Small Industries Development Bank of India (SIDBI) with a 0.613% stake, the Life Insurance Corporation of India (LIC) at 0.007%, and the State Bank of India (SBI) at 0.002%. Together, this solid ownership framework ensures exemplary corporate governance and empowers us to consistently deliver reliable, high-value financial solutions to entrepreneurs, MSMEs, and startups.

Government of Kerala

99.37%

Principal Promoter & Majority Shareholder

SIDBI

0.613%

Small Industries Development Bank of India

LIC

0.007%

Life Insurance Corporation of India

SBI

0.002%

State Bank of India