Interest rates starting from 6.6%
Collateral free loans up to Rs 10 crore
To assist startups at all stages of their growth: Productisation: Rs 25 lakh Commercialization: Rs 50 lakh Scaling up: Rs 2 Crore
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The upper limit is up to Rs 5 crore
Interest Rate 6% (The Govt will bear 3% interest subvention and KFC will bear 2%)
Moratorium up to one year
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To offer Bank Guarantee (BG) for units assisted by the Corporation
Up to 100% of the required Guarantee amount
Providing a guarantee to a bank for availing a Letter of Credit (LC) for the import of machinery, raw materials, etc
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To provide timely and adequate Working Capital (WC) assistance at competitive interest rates to eligible MSMEs for meeting their WC requirements
Loans Upto Rs 50 Crore
Must have registered cash profit as per the latest financials
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Special loan scheme for MSMEs in Agriculture Sector
Aims to assist a minimum of 400 Agro-based MSMEs every year.
Interest rates starting from 6% *
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To provide guarantees and financial assistance to MSME units for executing work orders, discounting bill receivables, and acquiring machinery, equipment, or vehicles for work execution
Loans Up to Rs 100 crore
MSMEs supplying goods/services to PSUs/Corporates within Kerala are also eligible
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Comprehensive financial support across all stages of contract execution
Immediate liquidity through early and government bill discounting facilities
Five-year Line of Credit with highly flexible collateral requirements
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Loan Up to Rs 50 crore
To provide term loan assistance for modernization, upgradation, expansion, or diversification to help entities stay technologically updated and competitive
Moratorium period up to 24 months
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The upper limit is up to Rs. 5crore
To provide short-term financial assistance for all activities that fall under any of the Corporation's existing loan schemes
Applicable to all new and existing units
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Financial assistance to builders and developers
Constructing flats, villas and apartments
Repayment Period 6 years
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